TakeHomeHQ

TakeHomeHQ: Take-Home Pay Calculator

Estimate your US take-home pay after federal, FICA and state taxes.

TakeHomeHQ estimates your US take-home pay for the 2026 tax year — your salary after federal income tax, Social Security and Medicare (FICA), and state income tax. For example, a $75,000 single salary in California nets roughly $58,652 per year (about $4,888/month), an effective tax rate near 21.8%. Use the calculator below, then dive into your state's brackets and worked examples. Everything is a simplified estimate, not tax advice.

Source: IRS & SSA (2026 official figures). Data as of 2026-06-13.

Estimated take-home pay

/ month · effective tax rate

Gross salary
Federal income tax
Social Security (6.2%)
Medicare (1.45%)
State income tax
Total tax
Net (take-home)

Estimate only — standard deduction, employee-side FICA, no credits or pre-tax deductions. Not tax advice. Verify with the IRS and your state tax agency.

Take-home pay by state

California

Progressive income tax

Texas

No state income tax

New York

Progressive income tax

Florida

No state income tax

Washington

No state income tax

Illinois

Flat 5% income tax

Pennsylvania

Flat 3.1% income tax

Georgia

Flat 5.2% income tax

See all states →

Latest from the blog

Read the blog →

What this site is

TakeHomeHQ publishes a fast, free take-home pay calculator and per-state salary-after-tax guides covering the US salary and income tax estimates. Every page shows the brackets, the assumptions, and the source it is based on. See our methodology for exactly how each figure is computed.

Not tax advice. All figures are simplified 2026 estimates. Verify with the IRS and your state Department of Revenue. See our disclaimer.